After funerals at funeral homes in Macomb, MI, there will be many things that you will need to take care of to put your loved one’s life to rest. In the hustle and bustle of the days and weeks following your loved one’s death, you may feel overwhelmed and unable to get everything done.
Because of this, you may not think about all the things that are associated with your loved one’s life, or think about the need to have some things canceled. This list should help you make sure you get everything canceled so there are no surprises down the road.
Financial accounts are one area that you need to consider. Some accounts may need to be canceled, while others will simply need ownership transferred to you, if you’re not already attached to the account.
Bank accounts and credit union accounts, which include checking accounts, CD’s, and savings accounts, should be canceled or transferred to your name after all debts are paid. If you are already attached to the bank accounts, then the accounts need to be put in your name only, with your loved one’s name removed from the account.
If your loved one had credit cards in their name only, these should be cancelled. If you are attached to their credit card accounts, then you need to contact the credit card companies to have your loved one’s name removed from the accounts.
If your loved one had a mortgage or car loan in their name only, then you will need to have ownership of the mortgage and car loan transferred to you. If the mortgage or car loan was in both your name and your loved one’s name, then your loved one’s name needs to be taken off.
Retirement and investment accounts that your loved had should be transferred into your name only.
PayPal and BitCoin accounts that your loved one had should be cancelled. If you don’t have a PayPal account set up for yourself, then you should go ahead and get one so that you can send and receive and easily pay for things purchased online.
Insurance is another area where policies may need to be cancelled or put in your name only.
It is like that you are already on car insurance policies, mortgage insurance policies, and homeowner’s insurance policies that your loved one had. If that’s the case, you need to have these policies changed to be in just your name.
Life insurance claims are paid after your loved one dies, so you need to make sure that you make claims for any life insurance policies your loved one had.
Two kinds of policies that need to be canceled are health insurance (this includes Medicare supplemental insurance) and dental/vision insurance.
Some utilities may need to be canceled or transferred into just your name. These include cell phones, cable or satellite TV, internet, garbage, water, electricity, and sewer.
Prescription drugs that your loved one had that automatically renew should be canceled. In addition, any upcoming medical appointment should be canceled as well.
Subscriptions may also need to be canceled, if they were just something your loved one was interested in or used. These can include things like Netflix, Amazon Prime, online gaming, movie and TV subscriptions, cloud storage, monthly boxes, music subscriptions, magazines, and newspapers.
For more information about funerals at funeral homes in Macomb, MI, our compassionate and experienced staff at Lee-Ellena Funeral Home can help. You can come by our funeral home at 46530 Romeo Plank Rd., Macomb, MI, 48044 or you can contact us today at (586) 412-8999.